Investment Return Calculator
Calculate potential returns on your investments. Compare different scenarios and get AI-powered analysis.
How Investment Returns Work
Investment returns come from two sources: capital gains (the increase in value of your investment) and income (dividends or interest). Over long periods, the stock market has historically returned around 7–10% per year on average — but returns vary widely year to year. The key is staying invested through ups and downs.
The Power of Time in the Market
Time is your most powerful investing tool. Thanks to compound growth, $10,000 invested at 8% annually becomes $46,610 in 20 years and $100,627 in 30 years — without adding another dollar. Starting early matters far more than the amount you invest.
Risk vs. Return
Higher potential returns typically come with higher risk. Stocks offer the best long-term growth but can drop 30–50% in a bad year. Bonds are more stable but grow slower. A diversified portfolio balances both — helping you grow wealth while protecting against major losses.
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